Pension as a separate asset type

It would be useful to have a separate Pension section in the app to track government pensions, employer funded pensions and private pensions alongside regular investments. These should be treated as assets even when they have long lock-in periods or cannot be withdrawn on demand, while keeping them distinct in networth and retirement calculations.

• Pension linked investment funds could be categorised under Pension while retaining their existing value and performance tracking.

• Government and employer funded pensions that cannot be tracked online should be added manually, with an optional expected annual return to estimate future value.

• Pension contributions could optionally be included in the Sankey chart. Employer funded contributions recorded as income could also be shown as an equivalent expense under Investments → Pension/Retirement Fund.

• Pension assets should be treated separately from accessible investments in FIRE calculations based on when they can actually be withdrawn.