"Virtual Expenses" & Side-Fund Ledger for Friends

The Concept: Track shared group outings or temporary financial cover without polluting your personal budget stats.

How It Works: A tagging/accounting tool where you can log money spent on behalf of a friend (e.g., buying concert tickets for someone who will pay you back next week) and mark it as a "Virtual Expense". It logs the cash flow out without wrecking your personal category averages or monthly spending trends until the repayment balances it out.